Missing Adams County man is found Lady Hounds fall to Whiteoak in slugfest Calvert’s walk-off gives Hounds 9-8 win over Whiteoak Charles A Benjamin Give My Regards to Broadway Joyce Berry Joe L Easter William E Foster Margaret Belcher John M Cheatham Ronnie Simpson Under new management county hospital is thriving against all odds Historic fairground gazebo demolished One year later, still no arrests in Rhoden family murders There will be trouble in River City! Monna L Fitzgerald Jesse Carrington Janice M Sowards Rhoden family members make plea for tips in Pike Co murders of loved ones Quilting – the art that’s no longer just for Grandma Young is Adams County recipient of Franklin B. Walter All-Scholastic Award Wenstrup recognized as Community Health Advocate Ready, set, go! 25th annual Egg Hunt draws hundreds Applicants needed for Adams County Fair Queen Humane Society encourages responsible animal ownership ACCS holds annual Science Fair Peebles Elementary names March Students of the Month Pierce fires perfect game as Peebles blanks West Union Hunters preparing for 2017 Wild Turkey Season Lady Hounds fall 12-3 at Lynchburg Dragons lose early lead, drop SHAC match up with Fayetteville, 13-6 Senior Profile: Isaiah Anderson Devils roll to big SHAC win at Ripley Despite soggy night, WUHS hosts annual Invitational Meet Celebrities for a night George F Carr Jr Teresa S Hoskins Mary B McClure Richard B Collins Randall D Fetters Former Manchester officer indicted on five counts WUHS student wins state Beta Club Secretary’s seat OVCTC students part of state competition S.R. 73 closed for culvert replacement Peebles Lions Club holds first Easter Egg Hunt Weyrich graduates with honors from Pittsburgh Institute of Aeronautics North Adams Elementary releases Honor Roll for Third grading Period Scholarships available from Jefferson Alumni Olympic athlete speaks at April 6 SAAM event Venture Hawks end their basketball season with a victory at WUHS Devils baseball sweeps doubleheader from Northwest Greyhounds gain SHAC split, split twinbill with East England signs with Rio Grande golf Pierce fans 16, Lady Indians blank Eastern Brown 4-0 Maybe somebody on the river does have a plan Senior Profile: Ryan Dryden Enjoying the view Still a time for celebration Carl R Brown Lena R Staggs Adams County Crews Schedule Culvert Replacement Projects Merlan Shoemaker Dwayne E Thompson Help is on the line! West Union Elementary honors February Students of the Month WUHS hosts 2017 All-County Arts and Music Festival Ohio Brush Creek Canoe/Kayak Access Grand Opening set for April 20 Kasich cracks down on opiate-based prescriptions West Union High School students have successful trip to State Beta Convention North Adams Beta Club excels at State Convention ACRMC hosts annual Health Fair Robert H Bushman Senior Profile: Skylar Newman Nine-run inning leads Lady Hounds to run rule win over West Union WUHS foursome breaks school record First county baseball battle goes to the Greyhounds On the road, Lady Indians pick up two more SHAC victories Senior Profile: Christa Williams One more ‘shining moment’ for SHAC seniors at C103 All-Star Game Esie M Chandler Phyllis Adkins Former Manchester police deputy faces Grand Jury Indictments Cornell tosses no-hitter, Fenton goes deep, Dragons open season with 11-0 SHAC win over Whiteoak New Verizon store opening in West Union Stephen R Palmer Dual culvert replacements for SR 73 Deana P Grooms Tim Phipps Marcella Walker Alvin R Mitchum Senior Profile: Chase Darnell SHAC hoopsters shine at District 14 All-Star Game Greyhounds run rule St. Pat, 15-0 Indians drop SHAC opener West Union hosts early JH Track Meet North Adams student wins state Beta Club President’s seat Anna B Copas Charles A Nelson Nation’s #1 movie comes to stage Artectis hosts grand opening

Real Money, Real World presented at MHS

Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.
Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.  Photo by Patricia Beech

Students learn money management in a real world simulation

By Patricia Beech

Eighth-grade students at Manchester Junior High School recently stepped out of the classroom and into the real world recently when they participated in a Real Money Real World (RMRW) simulation designed to develop their money management skills.

During the simulation, each student assumed the role of a married, 27-year-old adult. They were assigned a career, a monthly salary, and a specific number of children. Community and 4-H volunteers staffing 14 booths advised students as they made financial decisions similar to those adults face on a daily basis. The booths represented actual community businesses where students spent their salaries on child care, housing, insurance, credit, transportation, utilities, communications, clothing, food, entertainment, charitable contributions, financial advice, and taxes.

“This program gives the kids a chance to step into the real adult world,” said Adams County Auditor David Gifford, who manned the tax booth.

The RMRW program was a joint effort between the Ohio State University Extension office and Manchester High School. The event was organized by extension officer Carolyn Belczyk and Susan McFarland, Technology teacher for seventh and eighth grades at Manchester.

While the students seemed to enjoy the hands-on experience, many were surprised at how difficult it was to make ends meet, and a few quickly found themselves in financial difficulty.

“I think the cost of food and insurance were the biggest surprises to them,” said McFarland. “Some students did go bankrupt and had to obtain a second job or federal assistance to survive.”

Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22.  Photo by Patricia Beech
Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22. Photo by Patricia Beech

McFarland spent a week preparing students to participate in the financial literacy program by working through all the deductions that would come out of their paychecks. First State Bank representative Dee Fitzpatrick spoke to the students about bank accounts – savings and checking, and the difference between the two, and MLSD Treasurer Karen Ballengee explained employee deductions.
Approximately 60 students participated in the program. “The reason we do this with eighth-grade students is because they’re at the point when they’re making choices about what high school classes they’ll be taking – either college prep or pursuing a vocation at the CTC,” said Belczyk. “It’s a good time in their lives to have that first reality check.”

McFarland agreed, “It was a great life lesson for them.”

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