Janice McGlothin Jeannine O Evans Gerald Grooms Marvin Setty Richard G Waldron Grand Marshals selected for West Union Fourth of July Parade Adams County, Maysville Vet team up to save injured dog Michael S Knauff Victor P Price Success builds from the bottom up Finalists named for 2017 Fair Queen Contest William Glenn DeWine, Reader Call For Tips in Rhoden Murder Investigation MHS principal to take superintendent post Peebles Skate Park now a reality 2017-18 Fur and Feather Ambassadors named Caley Grooms is Cattlemen’s Beef Ambassador Dr. Mueller leaving Health Department’s free clinic Hourglass Quilt Barn returning to Adams County Lung, Thornburg are First Team All-District selections North Adams hosts annual Boys Basketball Camps Walk-off winner Wanda Hill George D Johnson Life can be a juggling act My favorite thing to do on the farm Wolves in Adams County! Ronald L Wedmore Three lessons from Dad Donald D Morgan Wenstrup uninjured in Virginia shooting Portman staff to hold grant funding workshop Raymond E Applegate Keeping the Peebles tradition alive Back on the hardwood, local hoops squads compete in Monday Night League Seven county athletes recognized as All-SHAC Baseball honorees Stepping to the podium Lady Hounds host Youth Volleyball Camp Senior Profile: Bryan Young Junior Deputy Boot Camps kick off in Manchester Hayes pleads “not guilty” to 109 counts Six-year-old girl finds long-lost class ring Jefferson Alumni awards annual scholarships Paul Tate Jr Marcus I Cox Jewell Gill James M Hill Jr Jeffrey S Jones Samuel A Disher Jack Sterling BREAKING NEWS: Parents face charges after son overdoses on opiate License Hikes and Tall Turkey Tales Danger under every rock Reigning Miss Ohio USA will judge 2017 Adams County Fair Queen Pageant Gordley’s hoops career will continue at Mount St. Joseph Russell C Newman Kenneth C Thurman George Uebel Summer Reading Program underway Honor Flight carries local veteran to DC When rescuers become victims Passing the torch, West Union hosts week-long basketball camp for future Dragons SENIOR PROFILE: Sara Knechtly Terry L Powell Willie Shreffler James C Fitzpatrick Senior Profile: Austin Parks Six countians named to All-SHAC Softball squad Lady Indians get summer camp season underway Memorial Day services pay tribute to local veterans WUHS Steel Band will perform at Bogart’s SSCC announces Honors Lists for spring semester Peebles Elementary releases Honor Roll for final nine weeks West Union Elementary announces Honor Roll for fourth nine weeks Back to State! Mom calls daughter “living proof” seat belts save lives Rent-2-Own donation means new soccer scoreboard at WUHS NAHS student selected for Engineering Summer Camp Southern Hills Athletic Conferences honors Spring Sports athletes Senior Profile: Kailyn Boyd Madison Welch receives Riffle Scholarship Junior Achievement Volunteers visit county’s seventh graders Marcella J Abbott James Ratliff Gladys Davitz Harry G Shupert Memories on Memorial Day A soldier’s story, a family’s grief Thank You for your sacrifice Seaman community honors local veterans with special tribute Former PES teacher dies in tragic accident All County Senior Citizens Day celebrated Parks signs with SSCC Soccer Senior Profile: Lexie Bunn Jessie Rodgers Memorial Day services set for county Truly our greatest generation Bertha Lashley Maia Swartz Jessie Rodgers

Real Money, Real World presented at MHS

Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.
Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.  Photo by Patricia Beech

Students learn money management in a real world simulation

By Patricia Beech

Eighth-grade students at Manchester Junior High School recently stepped out of the classroom and into the real world recently when they participated in a Real Money Real World (RMRW) simulation designed to develop their money management skills.

During the simulation, each student assumed the role of a married, 27-year-old adult. They were assigned a career, a monthly salary, and a specific number of children. Community and 4-H volunteers staffing 14 booths advised students as they made financial decisions similar to those adults face on a daily basis. The booths represented actual community businesses where students spent their salaries on child care, housing, insurance, credit, transportation, utilities, communications, clothing, food, entertainment, charitable contributions, financial advice, and taxes.

“This program gives the kids a chance to step into the real adult world,” said Adams County Auditor David Gifford, who manned the tax booth.

The RMRW program was a joint effort between the Ohio State University Extension office and Manchester High School. The event was organized by extension officer Carolyn Belczyk and Susan McFarland, Technology teacher for seventh and eighth grades at Manchester.

While the students seemed to enjoy the hands-on experience, many were surprised at how difficult it was to make ends meet, and a few quickly found themselves in financial difficulty.

“I think the cost of food and insurance were the biggest surprises to them,” said McFarland. “Some students did go bankrupt and had to obtain a second job or federal assistance to survive.”

Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22.  Photo by Patricia Beech
Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22. Photo by Patricia Beech

McFarland spent a week preparing students to participate in the financial literacy program by working through all the deductions that would come out of their paychecks. First State Bank representative Dee Fitzpatrick spoke to the students about bank accounts – savings and checking, and the difference between the two, and MLSD Treasurer Karen Ballengee explained employee deductions.
Approximately 60 students participated in the program. “The reason we do this with eighth-grade students is because they’re at the point when they’re making choices about what high school classes they’ll be taking – either college prep or pursuing a vocation at the CTC,” said Belczyk. “It’s a good time in their lives to have that first reality check.”

McFarland agreed, “It was a great life lesson for them.”

Leave a Reply

Your email address will not be published. Required fields are marked *

© The People's Defender - All rights reserved