Manchester grad enjoys a “Super” Experience Taking Adams County patriotism to the state capitol John P Sininger Jo Ann Hayslip Harvey U Schrock Eunice G. Burgess Senior Profile: Kaulen St Michael Cox Racing returns to Brushcreek on April 2 Southern Hills Athletic Conference holds Winter Sports Awards ceremony Adams County provides multiple walking venues Adams County parks are tobacco-free Rhoads Memorial 5K Run/Walk is April 9 Peebles Elem. Staff of the Month Floyd E Maddy Raymond A Holt Derrick Poe Spencer E McFarland Mintie F Rogers Roberta Eylar Big Time Wrestling coming to NAHS Carl Tomlin CTC students help with storm clean-up Opening the door for high-tech jobs Jack R Slyger Thomas Stratton Jr Eastern Lady Warriors headed to Final Four Senior Profile: Logan Rogers Southern Hills Athletic Conference names 2016-17 All-Conference Basketball Teams Winchester PD continues assault on drugs Alonso joins Defender staff Sheriff to set up outpost in Manchester Johnson named OEDA Membership Chairperson Sherman E Young Ruth Jackman ‘Kitten Season’ comes to Ohio Manchester Council votes to disband PD Olde Wayside Inn under new management Two overdose on heroin Senior Profile: Ethan Parrett Adams/Brown Youth League holds postseason tourney Three nights of pain Furious rally falls short, Lady Devils again eliminated in Div. III district finals, 45-42 Oscar Moore Barbara J Finnegan Ohio Senate and House honor Miss Ohio USA Michael Eldridge Frances Towner Thelma R Williamson BREAKING NEWS: Manchester council votes to eliminate police department Before all dogs go to heaven Adaptive Bikes delivered in Adams County Adams County Junior Fair Market Hog Identification plans announced for 2017 Local couple takes ownership of two local businesses Jo Hanson to retire after nearly 50 years in banking Sierra Club, hero or villain? Greyhounds, Devils are runners-up in SHAC Tournaments Harold L Purdin Senior Profile: Jacob Wickerham 98-year old author publishes first book Early March storm packs destructive punch Jeeps rally in second half to end the Peebles season How about some post season awards? Thanks for all the great sports coverage PHS Principal hopes to expand students’ world view When spring becomes a promise Greg Lorenz Clay shoots the lights out, shoots down Greyhounds’ season Senior Profile: Savannah McFarland Devils put up a good fight, but fall to Portsmouth in sectional final, 50-43 Second half comeback sends Lady Devils to district finals for third straight year Butts honored by Southeast District Athletic Board North Adams Elementary holds Random Acts of Kindness Week Chester W Eyre BREAKING NEWS: March makes its entrance with force WUES kicks off Right to Read Week with guest readers WUHS students see Aronoff show on the life of Edgar Allan Poe Local high school seniors winners of Wendy’s Heisman Awards The emotions of a senior year Market Hog Clinic scheduled for March 4 Venture Hawks fall to Scioto County Senior Profile : Colton Thornburg Lady Dragons’ season ends with sectional loss to Lynchburg Devils advance in tourney with convincing win over West Union, will face Portsmouth for sectional title Wenstrup selected as Vice Chairman of House Armed Services Military Personnel Subcommittee Adams County 4-H Shooting Sports to hold fund raiser Linda M Howland Nellie B Hayslip Russell E Bailey Gladys M Perdue Commissioners meet in Columbus with DP&L CEO Tom Raga Missing the Dirtrollers The farms that aren’t forgotten Flora Hilderbran Commissioners to meet with DP&L officials New state graduation requirements called a ‘train wreck’ Catching up with Keller Senior Profile: Justin Knechtly Piketon size is too much for Lady Indians, Peebles falls in sectional finals Greyhounds grab Senior Night win Indians finish regular season riding six-game winning streak

Real Money, Real World presented at MHS

Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.
Adams County Auditor David Gifford talks to Manchester students about property taxes during the April 22 “Real Money, Real World” simulation.  Photo by Patricia Beech

Students learn money management in a real world simulation

By Patricia Beech

Eighth-grade students at Manchester Junior High School recently stepped out of the classroom and into the real world recently when they participated in a Real Money Real World (RMRW) simulation designed to develop their money management skills.

During the simulation, each student assumed the role of a married, 27-year-old adult. They were assigned a career, a monthly salary, and a specific number of children. Community and 4-H volunteers staffing 14 booths advised students as they made financial decisions similar to those adults face on a daily basis. The booths represented actual community businesses where students spent their salaries on child care, housing, insurance, credit, transportation, utilities, communications, clothing, food, entertainment, charitable contributions, financial advice, and taxes.

“This program gives the kids a chance to step into the real adult world,” said Adams County Auditor David Gifford, who manned the tax booth.

The RMRW program was a joint effort between the Ohio State University Extension office and Manchester High School. The event was organized by extension officer Carolyn Belczyk and Susan McFarland, Technology teacher for seventh and eighth grades at Manchester.

While the students seemed to enjoy the hands-on experience, many were surprised at how difficult it was to make ends meet, and a few quickly found themselves in financial difficulty.

“I think the cost of food and insurance were the biggest surprises to them,” said McFarland. “Some students did go bankrupt and had to obtain a second job or federal assistance to survive.”

Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22.  Photo by Patricia Beech
Venita Bowles, right, from Dream Catcher Communications was one of the guests at the MHS “Real Money, Real World” simulation on April 22. Photo by Patricia Beech

McFarland spent a week preparing students to participate in the financial literacy program by working through all the deductions that would come out of their paychecks. First State Bank representative Dee Fitzpatrick spoke to the students about bank accounts – savings and checking, and the difference between the two, and MLSD Treasurer Karen Ballengee explained employee deductions.
Approximately 60 students participated in the program. “The reason we do this with eighth-grade students is because they’re at the point when they’re making choices about what high school classes they’ll be taking – either college prep or pursuing a vocation at the CTC,” said Belczyk. “It’s a good time in their lives to have that first reality check.”

McFarland agreed, “It was a great life lesson for them.”

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